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How to Compare Loan Estimates: Rate, Fees, and Cash to Close

Updated October 31, 2026By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 A lower mortgage rate does not always mean a lower-cost loan. Before choosing an offer, compare the rate, upfront charges, monthly payment, and the time you…

How to Use a Mortgage Calculator to Plan Your Home Purchase

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 A mortgage calculator is one of the most useful tools available when you're starting to think about buying a home. It can help you estimate…

Should You Make Extra Mortgage Payments? What to Know Before Paying Down Your Loan

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 If you have a little extra money available each month, you may be wondering whether it makes sense to put that money toward your mortgage…

What Is Mortgage Escrow and How Does It Work?

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 If you’re buying a home or reviewing your mortgage statement, you’ve probably encountered the word escrow. It’s one of those mortgage terms that can sound…

Fixer-Upper vs. Move-In-Ready Home: Which Should You Buy?

Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 When you're shopping for a home, you may find yourself choosing between two very different properties. One is move-in ready. The kitchen is updated, the…

How to Choose a Mortgage Lender or Broker

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 When you’re buying a home or refinancing your mortgage, choosing who handles your financing is an important decision. Most people start by comparing interest rates…

How Home Equity Works: How It Grows, Changes, and Can Be Used

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 If you own a home, you've probably heard people talk about building equity. Maybe you've seen an estimate of your home's value online, noticed your…

15-Year vs. 30-Year Mortgage: How to Compare

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 When choosing a mortgage, one of the decisions you’ll make is how long you want to take to repay the loan. Two common options are…

Buying a Vacation Home: Financing, Costs, and What to Consider

Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 Owning a vacation home can be an appealing idea. Maybe you'd like a place to spend weekends, a retreat for family gatherings, or a property…

What Is PMI? Private Mortgage Insurance Explained

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 One of the most common misconceptions I hear from homebuyers is that you need a 20% down payment to purchase a home. The truth is…

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