PRIVACY POLICY

Last updated May 22, 2026

This Privacy Notice for NW Processing Group LLC (doing business as Platinum Lending Solutions) (“we,” “us,” or “our”), describes how and why we might access, collect, store, use, and/or share (“process”) your personal information when you use our services (“Services”), including when you:

Visit our website at https://222home.com or any website of ours that links to this Privacy Notice
Engage with us in other related ways, including any marketing, loan inquiries, mortgage applications, or events

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at info@222home.com.

MORTGAGE INDUSTRY & GLBA COMPLIANCE

As a mortgage broker and financial institution, Platinum Lending Solutions / NW Processing Group LLC complies with the Gramm-Leach-Bliley Act (“GLBA”) regarding the collection, use, safeguarding, and disclosure of nonpublic personal information.

We collect, use, and maintain personal and financial information only as necessary to provide mortgage-related services, process loan applications, comply with legal and regulatory obligations, prevent fraud, and maintain the security and integrity of our systems and services.

We maintain administrative, technical, and physical safeguards designed to protect consumer information in accordance with applicable federal and state financial privacy laws.

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

We collect personal information that you voluntarily provide to us when you:

Contact us
Submit loan inquiries
Apply for mortgage-related services
Fill out forms on our website
Participate in activities on the Services

The personal information we collect may include:

Names
Phone numbers
Email addresses
Mailing addresses
Contact preferences
Employment information
Financial information
Debit/credit card numbers
Government-issued identification

Mortgage & Financial Information

In connection with mortgage applications and related financial services, we may collect and process the following categories of nonpublic personal information:

Loan application information
Income and employment documentation
Credit reports and creditworthiness information
Asset and bank account information
Tax documentation
Mortgage transaction history
Property-related information
Government-issued identification numbers
Social Security numbers
Verification and underwriting information

We may obtain consumer reports, verification services, and fraud prevention information in connection with evaluating mortgage applications and providing lending-related services.

Sensitive Information

When necessary and permitted by applicable law, we may process sensitive personal information including:

Financial information
Creditworthiness information
Government-issued identifiers
Social Security numbers
Information required for mortgage underwriting and verification purposes

We do not intentionally collect sensitive personal information unrelated to mortgage or financial services unless voluntarily provided by the consumer.

Information Automatically Collected

We automatically collect certain information when you visit, use, or navigate the Services. This may include:

IP address
Browser type
Device information
Operating system
Usage activity
Referring URLs
General location information

Like many businesses, we collect information through cookies and similar tracking technologies.

2. HOW DO WE PROCESS YOUR INFORMATION?

We process your information to:

Provide mortgage-related services
Process loan applications
Verify identity and financial information
Respond to inquiries and customer support requests
Maintain security and fraud prevention
Comply with legal and regulatory obligations
Improve our Services and website functionality
Send marketing communications where permitted by law

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

We may share personal information with:

Wholesale lenders
Loan investors
Credit reporting agencies
Verification service providers
Appraisal management companies
Title and escrow companies
Compliance and audit providers
Government agencies and regulators as required by law
Vendors and contractors performing services on our behalf

All third-party service providers are contractually required to safeguard personal information and use it only for authorized business purposes.

We may also share information in connection with:

Business transfers
Legal obligations
Fraud prevention
Protection of legal rights

4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

Yes. We may use cookies and similar tracking technologies (such as web beacons and pixels) to collect and store information.

These technologies help us:

Maintain website security
Improve website functionality
Analyze website usage
Provide marketing and advertising services

Google Analytics may also be used to analyze website traffic and usage patterns.

5. HOW LONG DO WE KEEP YOUR INFORMATION?

We retain personal information only for as long as necessary to:

Provide requested services
Comply with legal obligations
Resolve disputes
Enforce agreements
Maintain required business and regulatory records

6. HOW DO WE KEEP YOUR INFORMATION SAFE?

We maintain administrative, technical, and physical safeguards designed to protect nonpublic personal information in accordance with applicable federal financial privacy laws, including the GLBA Safeguards Rule.

These safeguards include:

Restricted access controls
Secure systems and monitoring
Employee training
Encrypted data transmission where appropriate
Fraud prevention procedures

Although we use commercially reasonable safeguards, no electronic transmission or storage system can be guaranteed to be 100% secure.

7. DO WE COLLECT INFORMATION FROM MINORS?

We do not knowingly collect or market to children under 18 years of age.

8. WHAT ARE YOUR PRIVACY RIGHTS?

Depending on your location and applicable law, you may have rights regarding your personal information, including:

Access to personal information
Correction of inaccurate information
Deletion requests
Withdrawal of consent
Opt-out rights for certain marketing communications

To exercise your rights, please contact us at info@222home.com.

SMS & Mobile Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties except as necessary to provide messaging services requested by the consumer.

9. CONTROLS FOR DO-NOT-TRACK FEATURES

Some web browsers include a Do-Not-Track (“DNT”) feature. Because there is currently no uniform standard for DNT signals, we do not currently respond to them.

We do recognize and honor Global Privacy Control (GPC) signals where required by applicable law.

10. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

Residents of certain U.S. states, including Oregon and Washington, may have rights under applicable privacy laws regarding access, correction, deletion, and limitation of the use of personal information.

To submit a request regarding your personal information, contact:

info@222home.com

11. DO WE MAKE UPDATES TO THIS NOTICE?

Yes. We may update this Privacy Notice periodically to remain compliant with applicable laws and regulations.

12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

NW Processing Group LLC
DBA Platinum Lending Solutions

7360 SW Hunziker St
Suite 103
Portland, OR 97223
United States

Email: info@222home.com

13. COMPANY LICENSING INFORMATION

Platinum Lending Solutions / NW Processing Group LLC
NMLS #251560
Licensed in Oregon and Washington
Equal Housing Opportunity

14. HOW CAN YOU REVIEW, UPDATE, OR DELETE YOUR INFORMATION?

You may request to review, update, or delete your personal information by contacting us at:

info@222home.com

We will respond in accordance with applicable privacy and financial services laws.

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