Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 Mortgage interest rates are one of the biggest factors influencing how much home you can afford. Even a relatively small change in rates can affect…
Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 When choosing a mortgage, one of the decisions you’ll make is how long you want to take to repay the loan. Two common options are…
Updated October 10, 2026 Most homebuyers think carefully about their down payment. Closing costs deserve attention, too—especially because they’re made up of several different charges, not one single lender fee. Mortgage closing costs are the expenses involved in arranging your…
Updated October 10, 2026 When you’re buying a home, it’s natural to ask, “How much house can I afford?” But I encourage clients to ask another question: How much house can I comfortably afford? Those numbers can be different. A…
Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 Should you keep renting or take the next step toward buying a home? It's a question many people ask, especially when they're looking at home…
Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 A foreclosed home may appeal to buyers looking for a lower price than similar homes nearby. But there's something I encourage buyers to understand before…
Updated October 10, 2026 Buying a home is exciting, but it can also feel complicated—especially if you aren’t sure what happens between deciding to buy and getting the keys. The process becomes much easier when you know what to expect…
Updated October 10, 2026 You’re getting close to buying your home. The appraisal and underwriting may be nearly finished, and you’re preparing to sign your final documents. Then someone mentions your “cash to close”—and you wonder why that number isn’t…
Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 You’ve found a home, your offer has been accepted, and you’re moving forward with your mortgage. But what happens if the property’s appraisal comes in…
Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 If someone you care about is having difficulty qualifying for a mortgage, you may be asked to help by cosigning the loan. Maybe your adult…
