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Mortgage Professional or Real Estate Agent: Who Should You Contact First?

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 You're thinking about buying a home, and you're ready to start exploring your options. But where should you begin? Should you find a real estate…

Buying a Vacation Home: Financing, Costs, and What to Consider

Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 Owning a vacation home can be an appealing idea. Maybe you'd like a place to spend weekends, a retreat for family gatherings, or a property…

How Much Home Can You Comfortably Afford? A Guide for Oregon and Washington Buyers

Updated October 10, 2026 When you’re buying a home, it’s natural to ask, “How much house can I afford?” But I encourage clients to ask another question: How much house can I comfortably afford? Those numbers can be different. A…

What Is PMI? Private Mortgage Insurance Explained

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 One of the most common misconceptions I hear from homebuyers is that you need a 20% down payment to purchase a home. The truth is…

Rent vs. Buy: How to Decide What’s Right for You

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 Should you keep renting or take the next step toward buying a home? It's a question many people ask, especially when they're looking at home…

Buying a Foreclosed Home: Financing, Costs, and Risks

Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 A foreclosed home may appeal to buyers looking for a lower price than similar homes nearby. But there's something I encourage buyers to understand before…

Should You Sell Your Home Before Buying a New One?

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 If you already own a home and are thinking about moving, one of your first questions may be whether you should sell your current property…

Can You Use a USDA Loan to Buy a House? Eligibility, Locations, and Costs

Updated October 31, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 When people hear the term USDA home loan, they often assume the financing is only available for farms or properties in remote rural communities. That's…

How Does a Mortgage Work? A Plain-English Guide

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 Buying a home is one of the largest financial decisions most people make, yet the mortgage process can seem complicated if you’ve never been through…

What Happens After Your Offer Is Accepted on a House?

Updated October 10, 2026 By Stacy Schlesinger | President, Platinum Lending Solutions | NMLS #252075 You’ve found a home, submitted an offer, and received the news you’ve been hoping for: the seller accepted! It’s an exciting milestone, but the homebuying…

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